NC Healthcare Benefits & Cost Survey 2015/2016
The NC Healthcare Benefits & Cost Survey is conducted annually by CAI, with design assistance provided by Hill, Chesson & Woody (HCW). The Employers Association (TEA) of Charlotte, North Carolina co-sponsored the 2015/2016 survey. This unique statewide survey provides employers the information that is most critical in managing their employee benefits plan, allowing for a comparison of plan designs, premium costs, and cost-sharing arrangements to other local organizations. All survey participants receive a free electronic report (PDF format).
The 2015/2016 survey was conducted in January 2016. Data were collected from 605 employers throughout the state of North Carolina (88% located in Central & Eastern NC, 12% located in Charlotte area). Plan renewals are spread throughout the calendar year with about 60% of plans effective in 2015 and 40% of plans effective in 2016. The majority of employers (92%) are small to mid-sized with less than 1,000 employees nationwide.
questions were asked of both traditional plans and CDHPs, including cost of
health insurance and employee's portion (deduction), deductibles, out-of-pocket maximums, doctor's office
visits, and inpatient hospital services, outpatient surgeries/procedures, and prescription drugs. Company contributions were also asked of
employers with CDHPs.
2015/2016 report is divided into two parts: 1) traditional plan data including
nonrollover Health Reimbursement Account (HRA) and 2) consumer driven health
plan (CDHP) data including Health Savings Account (HSA) / rollover HRA. Tables
provide averages (average cost, etc) and distribution of responses. All tables
provide results at the summary level (all data). Where coverage allows, tables
subsequently filter by number of eligible employees and industry (cuts defined
Number of Employees Eligible (up to 5 shown):
- 49 employees or less
- 50-99 employees
- 100-499 employees
- 500-999 employees
- 1,000 employees or more
Collapsed Industry (up to 8 shown):
- Goods Producing (non-mfg), Trade, Transportation & Warehousing
- Non-Durable Goods Manufacturing
- Durable Goods Manufacturing
- Information & Financial Activities
- Professional / Business Services
- Education / Social Services & Public Administration
- Health Services
- Leisure, Hospitality & Other Services
The NC Healthcare Benefits & Cost Survey is a valuable resource in developing an employee benefits strategy that meets organizational objectives for recruiting, rewarding, and retaining employees. For additional assistance with developing or implementing benefits programs, please contact either CAI at 919.878.9222 or HCW at 919.403.1986.